The Decision That Could Cost You Thousands (Or Save You Thousands) You turn 62 and suddenly you can claim Social Security. The money's right there, waiting for you. Why wouldn't you take it? Well, here's why: claiming at 62 instead of waiting could cost
Employee Benefits That Actually Attract and Retain Great People Let's be honest. When you're running a small business, you're competing against companies with bigger budgets, fancier offices, and HR departments that actually have more than one person in them. But here's something
How to Build Wealth on a Regular Person's Budget Let me guess. You've thought about investing but figured you needed a pile of cash to get started. Maybe you've heard people throw around numbers like $10,000 or $25,000 as if that'
When “Diversification” Turns Into Financial Clutter Every year or two, I get a familiar call. “I’ve got another $50,000… maybe $100,000. Let’s open something new.” A new account. A new annuity. A new CD. On the surface, this sounds responsible. Prudent, even. Money is being saved.
Preparing for the Storm You Can See, and the Ones You Can’t Every winter, the forecast follows the same script. A storm is coming. Snow. Ice. Wind. Power outages. Someone on TV points at a colorful map and tells you to “prepare now.” Most people nod, scroll, and figure
Next up in our Iron Eagle Code series, Rule #1. The foundation of it all..... Rule Number 1 is where the whole Iron Eagle Code really starts to bite: Rule #1: No one will ever care more about your money than you do. Not your employer. Not the government. Not
I am introducing a series based on a set of rules we call the Iron Eagle Code. I am beginning the series with Rule #5, "The Future Belongs to Those Who Plan For It". Why start with #5 and not #1? It is simple, really. The path to
Yes, I know that we haven't even put on our Halloween costumes yet, but spending for the holidays starts earlier every year. Don't wait to make better financial decisions, because the best way to give yourself some cheer this holiday season may just be not having
Imagine you’re cruising down a road, thinking you’re heading toward a sunny resort (that’s early retirement), when the GPS suddenly flashes: “Turn around...you’re off-course.” That’s what confronting average retirement savings data often does, it jolts you. The recent data (via an MSN/Investopedia) about
When the Federal Reserve announces a rate cut, the ripple is felt everywhere. Borrowing costs drop, mortgages become more affordable, and the stock market often reacts with excitement. Yet behind the headlines lies a more complicated truth. A Fed rate cut has the power to shape inflation, move the markets,
Starting July 1, 2025, Virginia residents with Medicare Supplement (Medigap) coverage will have a new reason to celebrate their birthdays, an annual opportunity to shop around for the same Medigap coverage at potentially lower cost. This new consumer protection, known as the “Birthday Rule,” levels the playing field for Medicare
I have heard from several clients lately over concerns of Tariffs. Many are either scared or concerned about how their own lives can, or sometimes already are, being affected. It is easy to point out higher prices everywhere we turn. I wanted to share a story about a couple, their